Restructuring

Large-scale change in the UK life industry has significantly altered the basis on which legacy books of business are viable. New approaches are required to managing existing books, and these are increasingly likely to be applied under new management or new corporate ownership. The challenge is to develop appropriate, aligned business, financial and operational models and, given the typical run off rate, to do it quickly in order to protect value.

Moreda supports management teams and financial sponsors willing to face this challenge by providing a small team to act as independent advisors and, where required, as shadow managers and change agents. We help to develop the initial thinking, analyse the blocks of business involved, structure the programmes required and support the choice of partner for implementation. Within one focused team, we bring the combination of commercial approach and specialist skill required to challenge thinking, overcome obstacles and drive your programme forward.